Enter your zip code and answer a few questions about you and your car.
Match with a Ramsey ELP in your area. They’ll contact you within 24 hours and compare quotes for you.
Get the right coverage at the right price.
The cheapest coverage isn’t the best. Our pros will get you the coverage you actually need to protect your car—so you’re getting the best value on your insurance.
Our pros genuinely care about helping you protect your family and your finances, so you can feel confident knowing you’re covered.
Every pro goes through an intense interview process to make sure they’re reliable and on a mission to serve you. Once they’re in, we coach them to maintain those high standards.
Only pros and providers who do whatever it takes to help you win earn the RamseyTrusted shield. And when it comes to insurance, these folks are determined to get you the coverage you need and nothing you don’t. Seriously—we’d send our moms to them (and most of us have).
Endorsed Local Providers (ELPs) are insurance pros we trust to serve our customers. ELPs are licensed insurance agents who live and work all over the country. They partner with Ramsey because they believe the same thing we do: that getting the right car insurance coverage is an important part of protecting your financial future.
Learn how Ramsey Solutions helps people take control of their finances. Or take a minute to meet our founder, Dave Ramsey.
Independent. They can compare car insurance quotes from multiple insurers to find you the best coverage.
They’re reliable, so they’ll be there when you need them. And they’ve got the heart of a teacher, so they’ll actually help you understand your car insurance.
Nope! You just pay your insurance premium like normal—no catch, no extra costs.
Yes! In fact, most companies will give you a free car insurance quote—so you should never have to pay for one.
Everyone needs liability insurance. Depending on your car, you may also need comprehensive or collision insurance. Need all three? You’re looking at full coverage.
We usually recommend at least $500,000 in liability. (That may sound like a lot, but medical bills, car repairs and lawsuits can easily cost hundreds of thousands of dollars after an accident.) For comprehensive and collision insurance, carry enough coverage to buy a vehicle of similar value if yours gets totaled.
Here’s a breakdown of how much car insurance to get—plus what to avoid and why it matters.
Yes! Whether you’re driving a truck, motorcycle, commercial vehicle or even a boat, you need insurance.
Lots of things—like your age, driving record, type of car and state laws. See what else affects your rate and how you can save.
Car insurance is confusing! How much do you really need? Are you overpaying, or underinsured? We’ll show you exactly what you need so your car insurance actually covers you.
Let’s look at why your insurance might be so high and what you can do to stop rising premiums from cramping your budget.
Life happens. Be prepared with these insurance policies you can't go without.
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